The housing market has been anything but predictable lately. Prices shift, interest rates bounce around, and buyers are often left wondering if now is really the right time to make a move. But here’s the truth: when the market feels uncertain, clarity matters more than ever. That’s something we’ve been leaning into at Empire Homes—offering real, tangible ways for buyers to stretch their budget, feel supported, and step into a new home with confidence.
Recently, KELOLAND News invited our team to join their Your Money Matters segment to talk about exactly that. It was a brief but meaningful opportunity to share how we’re helping buyers navigate today’s market with practical tools and thoughtful new-construction options. And while the segment was just a small part of our week, it spoke to a larger theme we care deeply about: empowering people to make smart, informed decisions about homeownership.
Understanding the Year-End Collection: A Deeper Look at the 4% Homebuyer Credit
Our Year-End Collection is one of the most impactful offerings we’ve created for buyers—especially in a season when every dollar matters. Select homes that can close before the end of the year qualify for a 4% homebuyer credit, which is a meaningful jump from our standard 3%.
That 1% difference may sound small on paper, but in practice, it translates to thousands of dollars back to the buyer. And those dollars can go exactly where you need them to:
- Cash back at closing
- Upgraded finishes and design selections
- Mortgage rate buydowns
- Closing cost assistance
- Premium appliance packages
The goal is simple: remove some of the financial tension that often comes with buying a home, and create more breathing room for buyers who are trying to make the best decision at the right time.
Home for the Holidays: A $1,000 Boost Toward Your Next Step
Alongside the Year-End Collection, we’re also running our Home for the Holidays promotion. Any contract written before the end of the year receives an additional $1,000 credit—and yes, it stacks with the 4% Year-End incentive on qualifying homes.
It’s a straightforward, no-strings-attached way to help buyers feel more confident stepping into the market during a season that typically brings uncertainty. And for many families, that extra $1,000 goes a long way toward softening the up-front costs of making a new home their own.
Why These Incentives Matter Right Now
Rates move. Inventory changes. The timing rarely feels perfect. That’s why Empire Homes has leaned into what we can control:
Transparent Pricing
Quality New Construction
3% Commission to Realtors on ALL Homes
Homes That Give Buyers Flexibility
Our focus is on building well-designed, thoughtfully crafted homes across the Sioux Falls area that stay within reach for everyday buyers. Whether someone is stepping into homeownership for the first time or looking to make a strategic move, we want them to feel informed, supported, and confident in their decision.
These promotions aren’t just seasonal perks—they’re tools that help bridge the gap between market uncertainty and real homeownership opportunities. And in a landscape where things can shift week to week, that kind of stability matters.
Looking Ahead
As we move through the end of the year, Empire Homes will continue focusing on what serves buyers most: clarity, quality, and flexibility. Our team is here to answer questions, offer guidance, and help families find the path that makes the most sense for them—whether that’Homes taking advantage of current incentives or exploring what’s possible in the months ahead.
If you’re thinking about making a move, taking a tour, or simply getting a better sense of today’s options, we’re here to help you navigate it—without pressure, without confusion, and always with your long-term comfort in mind.