Welcome to our Year-End Collection — a select set of homes designed with care, crafted with intention, and ready to close by year’s end. Each home includes a ★ 4% HOMEBUYER CREDIT ★, offering added value without the compromise. Thoughtful layouts, modern finishes, and move-in-ready convenience make this limited collection the perfect close to the year.
All Empire Homes include a 3% homebuyer credit, but these select homes offer 4%—a rare opportunity for added value and flexibility. Apply it toward upgrades, closing costs, or other finishing touches to make your move even smoother.
Your 4% homebuyer credit is designed to work for you. Explore the different ways it can be applied to maximize value and make your move even smoother.
Cash Back
Take your credit as cash back at closing and keep a little extra in your pocket for move-in day. Many buyers use it for furniture, décor, or upgrades that make their new home feel complete. It’s a flexible option that puts you in control of how you start life in your new home.
Home Upgrades
Put your credit toward enhanced finishes and features that fit your personal style. From adding extra tile to choosing premium countertops—hello, quartz!—it’s a fun way to make your new home uniquely yours. These thoughtful touches bring your style forward while keeping the timeless quality Empire homes are known for.
Rate Buy-Down
Use your credit to lower your interest rate and enjoy smaller monthly payments from day one. It’s a smart way to make your new home more affordable now while saving thousands over the life of your loan. A lower rate means more breathing room in your budget and greater peace of mind every month.
Closing Costs
Apply your credit toward closing costs to reduce what you owe upfront. It’s a simple, practical way to make your home purchase smoother and free up funds for what comes next. With a little less to manage at closing, you can focus on settling in and starting your next chapter with ease.
Neither Empire Homes, nor its affiliates are lenders. Homebuyers are advised to speak with a loan officer or mortgage banker to determine loan terms and options for financing. Empire Homes, is not responsible for the loan terms, conditions, interest rates, or other loan related details. Not all offers are able to be combined. The terms and conditions of these offers are subject to change or cancellation without further notice. Please visit with an Empire Homes Home Consultant for further details regarding eligibility.
